Cola 2025 Increase Announcement. Effective july 1, 2025, the cola rate is 2.00% for those with a retirement date on or before july 1, 2025. Social security and supplemental security income (ssi) benefits for more than 71 million.

Effective july 1, 2025, the cola rate is 2.00% for those with a retirement date on or before july 1, 2025. Social security recipients will get a 3.2 percent increase in their monthly payments next year, the social security administration (ssa) announced oct.